Headshot of Matthew Falconer

Matthew Falconer

Branch Manager

Capitola, CA Mortgage Lender

NMLS #380797

Adress
4145 Clares Street, Suite F, 2nd Floor
Capitola, CA 95010
Contact Methods
Email
tel Phone
831-359-4430
mobile Mobile
(831) 435-9197
fax Fax
831-249-0170
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Matthew

Hi, I’m Matthew! I’m proud to serve Capitola, CA, as a part of America’s #1 Retail Mortgage Lender, helping families achieve their homeownership goals. I’ve been in the mortgage industry for 20 years and know the value of trust. It must be earned through honest communication, consistent follow-through, and respect.

When we work together, my goal is to educate you about the home financing process so you feel empowered with knowledge. I stay up to date with the latest mortgage trends to provide expert advice on products like conventional, jumbo, FHA, VA, and renovation loans.

From pre-approval to closing and beyond, I’ll make sure you always know what’s happening with your mortgage and be available to answer any questions. I’m committed to providing you with the customized loan experience and customer service you deserve.

At the heart of everything I do is my family. My wife and my kids — Maxwell, Grace, and William — are my motivation.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

The kitchen of a new homeowner

Buying now means saving later

 

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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