Headshot of Julius Barrutia

Julius Barrutia

SVP of Mortgage Lending

Chicago, IL Mortgage Lender

NMLS #191744

Adress
413 N. Carpenter St., Suite 1W
Chicago, IL 60642
Contact Methods
Email
tel Phone
312-210-7070
mobile Mobile
(630) 370-2360
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Julius

Hi, I'm Julius, and as a 16-year veteran of the mortgage industry, I’m known as a trusted professional with vast knowledge of home financing and an array of home loan products. With an extensive financial background, I have the experience and expertise to provide beneficial loan options while guiding you through the mortgage process. Based in our Chicago, IL branch, whether you’re a first-time homebuyer or an experienced real estate investor, I’ll listen to your goals and priorities to identify a home financing solution fit for you.

As part of America’s #1 Retail Mortgage Lender, you can count on top-notch customer service from application to closing and beyond. As hundreds of happy clients can attest, I’m dedicated to making sure your home purchase or refinance goes as smoothly as possible. I look forward to starting your home financing journey and providing you with the outstanding service you deserve.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit

 

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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