Hi, I’m Valerie, serving clients at our Newport Beach, CA branch with America’s #1 Retail Mortgage Lender. I’ve worked in the real estate industry for more than 20 years and have a comprehensive understanding of the mortgage process. If you’re a first-time homebuyer, I’ll walk you through each step and answer your questions. If this is not your first mortgage, we’ll discuss some of the newer products I have to offer and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved over time.

I believe communication is essential. To establish a long-standing relationship with you, I start by listening to your goals and priorities. From pre-approval to closing and beyond, I’ll ensure you always know what’s happening with your mortgage.

Throughout my years of experience, I’ve become a specialist in complex lending. Whether you’re buying, refinancing, or renovating, I’m ready to provide you with an outstanding home loan experience.