Headshot of Cindy Perham

Cindy Perham

HECM/ Housing Wealth Specialist

Fairfield, CT Mortgage Lender

NMLS #110424

Adress
46 Miller St., #1
Fairfield, CT 06824
Contact Methods
Email
tel Phone
203-521-0445
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Cindy

Hi, I’m Cindy, and after spending over 30 years in the banking and mortgage industry, my true passion is working with individuals aged 62 and older to help them achieve their retirement goals. I specialize in Home Equity Conversion Mortgages (HECMs) and Reverse Mortgages, but I also have experience originating all types of home loans and refinances.

As a HECM/Housing Wealth Specialist at our Fairfield, CT branch, I’ll help guide you through the process, answering your questions and involving anyone you trust to make informed financial decisions. With the support of America’s #1 Retail Mortgage Lender, I’m committed to providing personalized service to ensure your financial future is secure.

When I’m not helping clients, I enjoy yoga, hiking, photography, and spending time with my dogs. I’m also a proud member of Kiwanis International, where I’ve served as Division 20 Lieutenant Governor.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at 203-521-0445

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.