Melanie Kelly-Ruiz

Hi, I’m Melanie Kelly-Ruiz, based in Houston, TX, and I’m excited to help you open the doors to your dream home. For 28 years, I've thrived in retail sales leadership, fostering a deep passion for outstanding customer service. Combine that with my love for all things finance and real estate, and you get someone genuinely thrilled to help you navigate your homeownership journey.

Coming from a service-oriented background, I understand firsthand the importance of prioritizing client satisfaction and ensuring every detail is taken care of. Whether it's guiding you through the intricacies of the mortgage process or adapting to any changes along the way, I approach every interaction with integrity, honesty, and a genuine desire to make your journey as smooth and stress-free as possible.

Whether you're ready to apply or have questions that need answers, let's work together to open the doors to your next chapter. As part of America’s #1 Retail Mortgage Lender, I’m here to make your dream a reality.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Melanie’s Testimonials

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Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…
you know the hassle.

Learn More

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Loan Officer

NMLS #2527629

Adress

9999 Bellaire Blvd., Suite 750
Houston, TX 77036

Contact Methods

Email: [email protected]
tel Phone: 832-536-7741
mobile Mobile: (832) 248-8845
fax Fax: 832-536-7741

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