Headshot of Rick Richter

Rick Richter

Branch Manager

The Richter Team

NMLS #46372

Adress
879 W. Eisenhower Pkwy, Suite J
Ann Arbor, MI 48103
Contact Methods
Email
tel Phone
734-234-1927
mobile Mobile
(734) 645-5430

Awards

About Rick

Hi, I’m Rick, and I believe owning a home is a huge step toward achieving your financial goals. With the knowledge and experience I’ve gained at our Ann Arbor, MI branch, part of America’s #1 Retail Mortgage Lender, I’m here to make that dream a reality. Whether your situation is simple or complex, I’ll work with you to ensure the mortgage process is as smooth and efficient as possible.

Here’s what you can expect when we work together:

  • Clear explanations of every detail of your home loan.
  • Step-by-step guidance to keep things on track.
  • A fast and efficient process to get you to closing as quickly as possible.
  • A commitment to providing service that surpasses any other loan officer’s.

I look forward to earning your business and referrals by delivering exceptional service every step of the way.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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Send me a message below or give me a call at 734-234-1927