Headshot of Heather Gravley

Heather Gravley

Loan Officer

Alpharetta, GA Mortgage Lender

NMLS #177416

925 North Point Parkway Suite 150
Alpharetta, GA 30005
Contact Methods
mobile Mobile
(404) 713-1413


About Heather

Hi, I'm Heather, and I’m excited to help you open the doors to your dream home! With over 20 years of mortgage experience, my passion is helping my clients finance a place to call home. Whether you're a first-time homebuyer, building your dream home, or seeking ongoing credit guidance, I'm dedicated to supporting your homeownership journey.

My years of experience allow me to find the right loan for your home. From conventional and jumbo to various grant programs that allow you to spend less out of pocket, we’ll explore the many options available to develop a personalized home financing plan.

With my experience and commitment, you can feel confident with me and my team at CrossCountry Mortgage to get it done. Your success is my top priority, and I’ll work tirelessly to make the mortgage process feel smooth and stress-free. Let's chat and open the door to your next chapter together!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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