Headshot of Bill Mott

Bill Mott

Branch Manager

NMLS #341086

Address
994 Mill Street, Suite 200
San Luis Obispo, CA 93401
Contact
Phone
(805) 250-2405 (805) 250-2405
Cell phone
(805) 234-5081 (805) 234-5081
Email
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

MEET YOUR LOAN OFFICER

About Bill

Bill Mott has been in the mortgage business for almost two decades and is one of the founders of the San Luis Obispo Branch of CrossCountry Mortgage. Bill helped his previous employer become one of the top mortgage banking branches in San Luis Obispo County.

Born and raised in San Luis Obispo, Bill attended Santa Clara University, majoring in marketing at the Leavey School of Business. An All-American baseball player in college, Mott was drafted to play professionally by the Anaheim Angels. After baseball, Bill served as a loan advisor for a large, publicly traded home builder with a branch in San Luis Obispo. He also worked for the prestigious builder division of a national bank. Locally, Bill has earned the trust of many of the top home builders, Realtors® and business professionals on the Central Coast.

Bill resides in San Luis Obispo with his wife Erin and their two teenage boys, Brayden and Colton. The Mott Family has been involved in the San Luis Obispo community for more than 70 years.

Blog

Recent Posts and Articles

  • Senior couple browsing home financing options for their home renovation
    Published on
    read

    Safety, Suites, & Square Feet: Renovating for the Senior Years

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan
    Published on
    read

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home
    Published on
    read

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • A couple reading an email from their realtor about their offer
    Published on
    read

    Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

GALLERY

Inspiration for your home loan journey.

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Quick Contact Form

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