Headshot of Larry Matarasso

Larry Matarasso

Sr. Mortgage Consultant

Carbon Team - Jericho

NMLS #726095

100 Jericho Quadrangle, Suite 213
Jericho, NY 11753
Contact Methods
tel Phone
(631) 495-3120
mobile Mobile
(631) 495-3120
fax Fax


About Larry

I was born in Flushing, New York, and moved with my family to Holbrook when I was five. I graduated from Sachem High School in Lake Ronkonkoma, then earned a bachelor’s degree in Arts and Humanities from the University of Maryland, College Park. While working full time in radio, I earned a paralegal certificate from Marist College in Poughkeepsie.

I entered the mortgage industry in 1994 as a real estate paralegal for an attorney, auditing closed mortgage files. I then worked as a mortgage servicer and processor for a large credit union before becoming a loan officer in 1996.

I love what I do and care deeply about my customers, valuing my long-term professional reputation and relationships more than my paycheck. When you work with me, you are a valued friend and client. This approach to mortgage lending has earned me many repeat clients, who recommend me to their family and friends.

I excel in educating and working with both first-time homebuyers and wealthier clients, with a knack for getting people into homes with a low down payment. You can expect a high level of service from me and can trust my expertise and experience. I communicate clearly and concisely, smoothly guiding clients through complicated aspects of the homebuying process and informing them every step of the way.

I am passionate about helping borrowers who have been turned down during the mortgage application process at large banks and credit unions. I also strive to make home financing easier for those who have been previously approved but were dissatisfied with their experiences.

I am proud to make a living helping others, while still having time to spend with my family and go on vacation with my wife. The longer I live, the more I want to learn. I love rock concerts and sporting events, and I’m an avid fan of the Maryland Terrapins and New York Mets.


  • First Time Homebuyers
  • Jumbo Loans
  • Purchase
  • Refinance Loans

Recent Posts and Articles


Future homeowners gathering tips for first time homebuyers to have a smooth home purchase process

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (631) 495-3120