Headshot of Joseph Romano

Joseph Romano

Branch Manager

Carbon Team - Stamford

NMLS #111207

1055 Washington Blvd 6th Floor Office 1&2
Stamford, CT 06901
Contact Methods
tel Phone
(203) 249-8828
fax Fax


About Joseph

I believe in transparency. By sharing and explaining customized mortgage options, I can help you make an educated decision.

After working as a tax and corporate accountant, I moved to the mortgage industry in 1994. I realized I enjoyed helping people with their home purchases and refinances, and could tap my accounting and finance background to benefit my clients. Working for a "Big 8" accounting firm gave me the expertise to understand complex finances and organize loan files in a concise manner.

My goal is to be your trusted advisor. I want to provide the home loan advice you need, whether you are a first-time homebuyer or a refinancing homeowner. Once we close your loan, I'll know I've succeeded when you are satisfied and recommend me to your friends and family.

Download Digital Business Card

Recent Reviews for Joseph Romano


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.