1545 Crossways Blvd., Suite 250 Office 222
Chesapeake, VA 23320
(615) 237-1302 (615) 237-1302
Cell phone
(757) 663-6604 (757) 663-6604
[email protected]
Specializes in
VA Loans
First Time Homebuyers
Purchase and Refinance



About Carly

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.


Recent Posts and Articles

  • The Internet Says 30-Year Mortgage Rates are Under 3%. Why is My Rate Higher?

    It’s a simple question with a simple answer: there is no uniform mortgage rate that everyone qualifies for. Interest rates vary between each individual mortgage loan for numerous reasons, depending on the lender and other factors.

  • Why Is My Credit Score Different on Credit Monitoring Sites?

    Whenever you’re borrowing money, your credit score plays a major role in whether you’ll be approved for a loan. Mortgage lenders, like CrossCountry Mortgage, qualify borrowers based on their lowest middle score pulled from a tri-merge credit report using the FICO scoring model.

  • Avoid the Dirty Dozen to Keep Your Appraisal on Track.

    Whether you’re buying, refinancing, or selling a home, the appraisal plays an important role in your transaction. Learn more about common mistakes to avoid to keep your appraisal on track.

  • Advantages of a VA Home Loan

    Homeownership is possible for those who have served in the Military with a VA home loan! Learn about VA home loans and their many outstanding benefits, such as no down payments.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (615) 237-1302