Address
1545 Crossways Blvd., Suite 250 Office 222
Chesapeake, VA 23320
Contact
Phone
(615) 237-1302 (615) 237-1302
Cell phone
(757) 663-6604 (757) 663-6604
Email
[email protected]
Fax
615-237-1303
Specializes in
VA Loans
VA Loans
First Time Homebuyers
First Time Homebuyers
Purchase and Refinance
Purchase and Refinance

Awards

MEET YOUR LOAN OFFICER

About Carly

I am a third-generation mortgage specialist who has been working to provide borrowers with an effortless mortgage experience and smooth closings since 2018.

Buying or refinancing a home can be one of the most stressful times in a person's life, my team knows just how stressful the process of obtaining a mortgage can be and is well versed on how to limit the amount of worry our clients might experience. We are ready to help you identify and obtain the right home loan or refinancing solution for your needs. Whatever your situation, we will be by your side from start to finish, keeping you informed and getting your loan closed quickly.

With numerous mortgage products ranging from traditional loans to niche programs, we have something for everyone. Whether you are buying, refinancing, or renovating, my team and I are ready to give you the outstanding home loan experience you deserve.

Blog

Recent Posts and Articles

  • Understanding Mortgage Insurance

    Mortgage insurance is an insurance premium paid by a borrower on loans with less than a 20% down payment that provides financial protection for lenders and investors if the borrower were to default on the loan. It is beneficial to homebuyers because with mortgage insurance homebuyers can buy a home much quicker by allowing down payments of less than 20%.
     
  • couple discusses credit score requirements on couch

    Credit Requirements to Buy a Home in 2021

    Does a 580 credit score qualify for a mortgage? Technically, yes it does, but it only credit qualifies for an FHA loan which is backed by the Department of Housing and Urban Development. Learn more about minimum credit requirements for an FHA, and how they affect the loan.
  • Holiday Season Reminders for Your Homebuying Process

    The holidays are unfortunately the time of the year where we see more loans fall through and not make it to the closing table because clients start shopping for the holidays and no longer have the funds in their accounts that they need for closing.

  • It’s a simple question with a simple answer: there is no uniform mortgage rate that everyone qualifies for. Interest rates vary between each individual mortgage loan for numerous reasons, depending on the lender and other factors.

A veteran's family playing in their dream home purchased with a VA home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (615) 237-1302