Headshot of Carol Dali

Carol Dali

Sr. Mortgage Advisor

Carol Dali Team

NMLS #236007

1700 Standiford Avenue, Suite 210 & 250
Modesto, CA 95350
Contact Methods
tel Phone
(209) 241-5157
mobile Mobile
(209) 968-7467
fax Fax


About Carol

I’m a dedicated, experienced mortgage loan advisor specializing in residential purchases and refinances, including renovation loans. My commitment is to provide each of my clients the highest level of service, as well as ensuring that they understand and are comfortable with every step of the loan process. I work to achieve, not just my clients’ short-term goals, but long- term goals as well. In today’s ever-changing market, I am always available to answer your questions! I am a lifetime resident of Modesto; mother of two and grandmother of five. I understand the importance of doing the best for my family and yours. I love the ocean, swimming, camping and being outdoors.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (209) 241-5157