Headshot of Charles Elswick

Charles Elswick

Senior Loan Officer

NMLS #1696764

Address
Two Miranova Place Suite 320
Columbus, OH 43215
Contact
Phone
(614) 897-0703 (614) 897-0703
Email
ch[email protected]
Fax
614-305-7104
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

MEET YOUR LOAN OFFICER

About Charles

Small town kids make for dedicated loan officers at least in my case! I'm incredibly passionate about helping families fulfill the American Dream of owning a home. With my years of experience in the housing industry and passion for what I do, I have the knowledge and ability to help you achieve your financial goals.

I grew up in Castalia, Ohio, worked on farms, and participated in sports. Because of all this, I've garnered the invaluable characteristics of hard work, focus, and discipline. Each has helped me become successful in my career today. I strive to help every borrower get the home financing they need for the home they love.

I'm an alumnus of The Ohio State University and now reside in Johnstown, Ohio with my fiancée, Hayley.

Blog

Recent Posts and Articles

  • A mailbox filled with junk mail
    Published on
    read

    Your Loan is Closed. Your Junk Mail is Off the Charts. Why?

    An increase in snail mail is part of life after your loan closes. Learn what mail is important and how to reduce the volume of junk mail.

  • An entrepreneur researching proprietary loan products for the self-employed
    Published on
    read

    Buying a Home Without W-2s or Paystubs.

    You can still get a home loan if you don’t have W-2s or paystubs! Our Signature Series of proprietary loan products offers mortgages for people with less-traditional employment and sources of income.

  • A homeowner looking into how refinancing mortgages and current mortgage refinance rates
    Published on
    read

    Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!
  • Couple researching which mortgage will provide more benefits for them when they buy a home
    Published on
    read

    The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.
A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

GALLERY

Inspiration for your home loan journey.

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Quick Contact Form

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