Headshot of Charles Elswick

Charles Elswick

Senior Loan Officer

Charles Elswick Team

NMLS #1696764

2160 Superior Avenue
Cleveland, OH 44114
Contact Methods
tel Phone
mobile Mobile
(419) 202-3447
fax Fax


About Charles

Small town kids make for dedicated loan officers – at least in my care! I grew up in Castalia, Ohio, working on farms and building myself up to where I stand today. My humble beginnings and experience in sports garnered the invaluable characteristics of hard work, focus, and discipline that make me what I am. Now, my passion is helping families fulfill their American dream of homeownership.

With many years of experience in the housing industry, I’m the perfect choice to help you achieve your financial goals. I’ll start by discussing your specific circumstances so we can offer the mortgage options best suited to you. I’ll provide information on every aspect of the home financing process and each home loan program available. Whether conventional or jumbo, FHA or VA, we’ll get the financing you need for the home of your dreams.

I'm an alumnus of The Ohio State University who now resides in Lakewood with my wife, Hayley.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 216-202-6134