Headshot of Justin Kollman

Justin Kollman

SVP of Mortgage Lending

Chaz & Justin Team

NMLS #307403

169 Saxony Road Suite 101
Encinitas, CA 92024
tel Phone
(858) 731-6118
fax Fax


About Justin

Justin Kollman's involvement in the mortgage industry, specifically the builder division, is more than just giving out loans to him' it's a chance to make someone's life better. As an active member in his community, Justin quickly realized how helping build homes for others created a positive impact within his own life and the area he lives in. Justin discovered his love for helping others, adding value into their lives and creating a positive community environment. Justin immediately dived into the mortgage industry after graduating college in 2002 but once he dipped his toes in, he knew this is what he wanted to do for life. By never cutting corners and building relationships that truly have depth, Justin has earned his title as "expert." Justin is a 2018 Board of Director at the Building Industry Association of San Diego (BIA) and 2018 Chair of Council Forum and has received awards for a previous employers' president's circle 3 years in a row. In addition, he's been recognized as a certified premier lender, high performing metrics, and 98% customer satisfaction.

Justin earned his Bachelor of Arts in Political Science and Economics at Western Michigan University. In his free time, Justin enjoys playing hockey and surrounding himself with other like-minded positive people.


  • Purchase and Refinance
  • First Time Homebuyers
  • Jumbo Loans
  • VA Loans
Happy first time homebuyers in their newly purchased home

Thanks to You, We’ve Won a Major Lending Award.

The National Sales and Marketing Council (NSMC) of the National Association of Home Builders (NAHB) has announced the winners for The Nationals new home sales and marketing awards.

Chaz Hinz & Justin Kollman with CrossCountry Mortgage have received Silver Award honors for Mortgage Professional of the Year!

Judging criteria in this category was based on effort shown in outreach with builders and buyers, community outreach, buyer satisfaction, builder communication, and industry involvement.

Read The Full Press Release

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Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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