Headshot of Brad Watts

Brad Watts

Loan Officer

Virginia Beach, VA Mortgage Lender

NMLS #2491297

445 N Battlefield Blvd., Unit G
Chesapeake, VA 23320
Contact Methods
mobile Mobile
(757) 778-4875


About Brad

I’m an accomplished loan officer based in Hampton Roads, Virginia. With a diverse background that includes working in law enforcement with the Virginia Beach Police Department and a successful mortgage career, I offer my clients a unique set of skills and experiences. I understand the importance of trust and integrity in home financing and stop at nothing to give every person who works with me my very best.

Whether you’re buying your first home, investing in real estate, building your dream home, or seeking to refinance an existing mortgage, I’m dedicated to providing personalized assistance and ensuring your home financing goals are met. I’ll walk you through a range of product options, including conventional, FHA, VA, one-time-close construction, and CCM’s Signature Expanded Investor Cash Flow loans. We’ll discuss any questions, break down the pros and cons of each product, and find the one that makes your mortgage feel like a win.

With a wealth of knowledge and experience, coupled with my commitment to delivering exceptional customer service, I’m the ideal partner to guide you through the complexities of home financing. I can’t wait to guide you through your homeownership journey – from application to closing and beyond.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at