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Ingrid Ruiz

Sr. Loan Officer

Clifton, NJ Mortgage Lender

NMLS #1260722

374 Clifton Avenue, Suite 1
Clifton, NJ 07011
Contact Methods
mobile Mobile
(646) 256-0573


About Ingrid

I’m an experienced loan officer with over a decade of expertise and knowledge in the financial industry. Fluent in Spanish, I take pride in providing personalized and effective service to a diverse clientele. My extensive background allows me to navigate complex financial landscapes and create customized solutions for homebuyers.

When you work with me, we’ll dive into a variety of options – from conventional and FHA to VA and USDA loans – to find the one that exceeds your expectations. With a strong focus on customer service, I’m committed to ensuring a seamless and stress-free lending process. That’s why I’m here to answer any questions while keeping you in the loop on your loan status. Whether you’re buying your first home, next home, or an investment property, let’s work together to achieve your financial goals.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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