Headshot of Michael  Rivara

Michael Rivara

Branch Manager

Office Phone:
[email protected]

CrossCountry Mortgage
12 E Main St, Unit C
Clinton, NJ 08809


About Michael

Your Home Loan Professional

A Wide Range of Lending Needs

As a licensed lending professional, I can assist you with your home loan needs, including:

  • First-time purchase, second-home purchase and refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • HomePath® REO Financing
  • Jumbo

I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Helping You Make the Right Choice

I hope you'll browse my website, use my decision-making tools and calculators, and fill out my online pre-qualification form. After you've provided your information, I will go over all of your loan options so you can choose the right loan for your needs.

Contact Me Anytime

Feel free to contact me anytime by phone or email for personalized service and expert advice, and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my help. I look forward to working with you.


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.