Michael Rivara

Branch Manager

NMLS #239250

Address
12 E Main St, Unit C
Clinton, NJ 08809
Contact
Phone
(610) 355-8065 (610) 355-8065
Cell phone
(201) 921-6334 (201) 921-6334
Email
[email protected]
Fax
484-261-2171
Specializes in
Purchase and Refinance
Purchase
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Michael

Your Home Loan Professional

A Wide Range of Lending Needs

As a licensed lending professional, I can assist you with your home loan needs, including:

  • First-time purchase, second-home purchase and refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • HomePath® REO Financing
  • Jumbo

I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Helping You Make the Right Choice

I hope you'll browse my website, use my decision-making tools and calculators, and fill out my online pre-qualification form. After you've provided your information, I will go over all of your loan options so you can choose the right loan for your needs.

Contact Me Anytime

Feel free to contact me anytime by phone or email for personalized service and expert advice, and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my help. I look forward to working with you.

Blog

Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (610) 355-8065