Headshot of Mark Niosi

Mark Niosi

Co-Branch Manager

NMLS #216306

8840 Stanford Boulevard, Suite 4100
Columbia, MD 21045
(443) 489-9194 (443) 489-9194
Cell phone
(301) 919-6944 (301) 919-6944
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Mark

I’m excited to celebrate 20 years as a loan originator! Being in the field this long means I know more than a thing or two about home financing. I’m an expert in virtually every type of mortgage available, including:

  • VA
  • FHA
  • USDA
  • Renovation
  • Construction
  • Conventional
  • Reverse mortgages
  • CCM’s Signature Bank Statement Program

In addition to the products I offer, I can offer a variety of down payment assistance programs. I work with every type of borrower, from first-time homebuyers to experienced homeowners and investors. I even help clients with less than perfect credit! No matter your goal, you can count on me to get it done.

Since I started my career in education, I believe I have a duty to educate borrowers and help them understand the world of home financing. Knowledge is the key to success – and nothing is more important than giving you the tools to achieve your homeownership dreams.

I’m licensed in Maryland, Virginia, Washington D.C., South Carolina, and Florida. No matter where you live or want to call home, I can’t wait to give you an outstanding mortgage experience.


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (443) 489-9194