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Patrick Mccarron

Loan Officer

Daphne, AL Mortgage Lender

NMLS #850728

1501B US Highway 98
Daphne, AL 36526
Contact Methods
tel Phone


About Patrick

From Mobile, Alabama, to Pensacola, Florida, my mission is to make every mortgage a win across the Gulf Coast. I have over 12 successful years of experience in loan origination with a passion for finding the optimal home loan to fit each client’s homeownership goals. A lifelong resident of Baldwin County, I understand our coastal communities and am dedicated to making your homeownership dreams a reality.

When it comes to making your home financing plan, I start by listening. I want to understand your goals and priorities to offer the right product for you. I have considerable experience with a wide range of mortgage products, including:

  • Conventional mortgages
  • Jumbo loans
  • FHA home loans
  • VA home loans
  • USDA home loans
  • Warrantable and non-warrantable condo programs
  • Construction and renovation loans

Whether you’re buying, refinancing, building, or renovating, I look forward to working with you from application to closing and beyond.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 251-269-9309