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Jay Braxton

Loan Officer

Delray Beach, FL Mortgage Lender

NMLS #1008788

900 NW 17th Avenue, Unit 202
Delray Beach, FL 33445
Contact Methods
tel Phone
(561) 532-2709
mobile Mobile
(904) 377-4472
fax Fax


About Jay

I live by the mantra facta, non verba – deeds not words. From start to finish, I’ll stop at nothing to close on your ideal home loan. Whether you want to buy a home, refinance, or renovate, I offer a variety of programs to fit your goals. From conventional and jumbo to FHA and VA, we will discuss specifics and personalize the mortgage experience to fit your needs.

No matter if this is your first loan or your ninth, you are my priority. I’ll begin by listening to your homeownership dreams and goals and answer your questions about how to achieve them. We will discuss the steps involved in home financing, making clear what happens from application to closing. I will provide updates and answers to your questions, and we’ll walk together every step of the way.

I have lived and worked in north Florida for over twenty years. I’m married with three children and a whole mess of pets. I earned a finance degree from the University of North Florida, and am currently a resident member of the St. Johns County Affordable Housing Advisory Committee (AHAC).


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (561) 532-2709