Headshot of Vik Kumar

Vik Kumar

VP, Sales Manager

El Segundo, CA Mortgage Lender

NMLS #455495

2321 Rosecrans Avenue, Suite 1290
El Segundo, CA 90245
Contact Methods
tel Phone
mobile Mobile
(714) 319-4305
fax Fax


About Vik

After over 30 years of mortgage lending, I know the importance of making the home loan process crystal clear. That’s why I focus on helping clients understand the steps between application and closing, along with their home financing options. Whether you’re financing your first home or a big move, getting a loan isn’t just about today: it’s about building your family’s financial well-being for tomorrow. Let’s learn what will work best for you.

When you work with me, I’ll do more than share my knowledge: I’ll listen carefully to you so I can understand your specific circumstances and goals. If you’re a first-time homebuyer, I’ll walk you through each step in the loan process and answer any questions you may have. If this isn’t your first home loan, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to meet your current needs.

I look forward to giving you a pleasant and memorable mortgage experience by delivering the communication and service you deserve from your lender.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 714-384-7310