Headshot of Jay  Mulholland

Jay Mulholland

Branch Manager

Office Phone:
[email protected]

CrossCountry Mortgage
374 North McLean Blvd.
Elgin, IL 60123


About Jay

Jay Mulholland has more than 30 years experience making the American Dream come true, the dream of homeownership. He knows that knowledge and excellent service are the foundation of a successful Loan Consultant; but is meaningless without understanding a client's individual needs.

That is what I work hardest at, understanding their needs and developing their trust. I want them to have a positive experience with the entire home buying process. My goal is to be their mortgage consultant for life.

Jay has lived in the Elgin area for over 35 years with his wife Joy. They have raised 3 children and now have 2 grandchildren. Jay volunteers with 2 local community organizations. He can also be found camping and hiking in the great outdoors. Additionally, he enjoys a good trivia challenge; just ask him a Jeopardy question.

What Customers are Saying about Jay


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.