Jay Mulholland

Branch Manager

NMLS #413026

374 North McLean Blvd.
Elgin, IL 60123
(847) 796-6200 (847) 796-6200
Cell phone
(847) 525-7818 (847) 525-7818
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Jay

Jay Mulholland has more than 30 years experience making the American Dream come true, the dream of homeownership. He knows that knowledge and excellent service are the foundation of a successful Loan Consultant; but is meaningless without understanding a client's individual needs.

That is what I work hardest at, understanding their needs and developing their trust. I want them to have a positive experience with the entire home buying process. My goal is to be their mortgage consultant for life.

Jay has lived in the Elgin area for over 35 years with his wife Joy. They have raised 3 children and now have 2 grandchildren. Jay volunteers with 2 local community organizations. He can also be found camping and hiking in the great outdoors. Additionally, he enjoys a good trivia challenge; just ask him a Jeopardy question.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (847) 796-6200