Headshot of Justin  Kollman

Justin Kollman

SVP of Mortgage Lending

Office Phone:
[email protected]

CrossCountry Mortgage
169 Saxony Road Suite 104
Encinitas, CA 92024


About Justin

Justin Kollman's involvement in the mortgage industry, specifically the builder division, is more than just giving out loans to him' it's a chance to make someone's life better. As an active member in his community, Justin quickly realized how helping build homes for others created a positive impact within his own life and the area he lives in. Justin discovered his love for helping others, adding value into their lives and creating a positive community environment. Justin immediately dived into the mortgage industry after graduating college in 2002 but once he dipped his toes in, he knew this is what he wanted to do for life. By never cutting corners and building relationships that truly have depth, Justin has earned his title as “expert." Justin is a 2018 Board of Director at the Building Industry Association of San Diego (BIA) and 2018 Chair of Council Forum and has received awards for a previous employers' president's circle 3 years in a row. In addition, he's been recognized as a certified premier lender, high performing metrics, and 98% customer satisfaction.

Justin earned his Bachelor of Arts in Political Science and Economics at Western Michigan University. In his free time, Justin enjoys playing hockey and surrounding himself with other like-minded positive people, including his wife, Chaz.

What Customers are Saying about Justin


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.