Terry Terzakis

Senior Loan Officer

NMLS #110369

46 Miller St, #1
Fairfield, CT 06824
(475) 888-0963 (475) 888-0963
Cell phone
(203) 231-0549 (203) 231-0549
[email protected]
Specializes in
Renovation Loans



About Terry

Having been a theatrical stage manager in a previous life, I know how to lead the show from behind the scenes. Similarly, I’m able to guide you throughout your homebuying process and still put you in the forefront. After all, this is about you and your dream home.

Since 2000, I’ve been helping homebuyers get the financing they need. I’m knowledgeable in a huge variety of products and programs, including government loans (FHA, VA and USDA), jumbo loans, construction and land loans and reverse mortgages. I specialize in renovation lending for fixer-upper properties, which are generally more affordable and great to customize when you can’t find your perfect home. For multiple years, I’ve been selected as Connecticut Magazine’s FIVE STAR Mortgage Professional, which is awarded to those who provide quality service to their clients.

I earned my degrees from Southern Connecticut State University and Yale School of Drama, then went on to stage manage for many renowned theaters. I’m a native of Orange and current resident of Cheshire, where I live with my wife, Denise, and our children, Valerie and Alex.


Recent Posts and Articles

  • Financing a Fixer-Upper: What You Need to Know About Renovation Loans

    Stop dreaming. Start fixer-upping! Find out how you can create the home of your dreams.

  • Buy It, Fix It, and Finance It All With One Loan

    Find a house that needs some repairsto make it your dream home? Learn how you can qualify for an FHA 203(k) loan to finance your home purchase and repairs.

  • How to Find the Right Home Renovation Contractor

    Need help renovating your home? Learn what to look for and what questions to ask, other than the cost, to find the right home renovation contractor for you.

  • Returns On Renovations

    Dreaming of renovating your home to make it your own? Consider what upgrades will pay for themselves over time and be the best use of your renovation mortgage loan.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (475) 888-0963

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