Pre-Approval Process

Buying a house for the first time can be overwhelming, challenging and time-consuming. Starting the process with a Pre-Approval can you help you be one step ahead when you find a home you are interested in.

A Pre-Approval allows you to focus in on what you need to do to be ready to buy a home before you start looking at houses. The Pre-Approval process can be done online, in-person or via a phone call. You will be asked to provide information on the following items:

  • Income/ Employment
  • Assets/ Debts
  • Residency information
  • Consent for credit check

Your choice lender will run a credit check to see what type of loan programs you may qualify for.

Are you unsure about what your credit looks like? Don’t let that scare you away. Allow a lender to take a look at your credit and provide guidance on next steps if your credit needs a little help.

Through the Pre-Approval process, you will have a good idea of your price range of homes to check out that will fall within your budget.

Disclaimer: All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. CrossCountry Mortgage, LLC (“CrossCountry”) does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by CrossCountry.