Headshot of Lindsey Chapman

Lindsey Chapman

Loan Officer

Fort Walton Beach, FL Mortgage Lender

NMLS #1749240

55 W 5th St.
Panama City, FL 32401
Contact Methods
mobile Mobile
(850) 628-7447


About Lindsey

The Emerald Coast is a beautiful place to live, work, and play! As a local loan officer serving the Panhandle of Florida, my passion is home financing. With my extensive background in mortgages and customer service, I can offer professional advice, guidance, and education for your home financing decisions.

Whether you’re a first-time homebuyer or a long-time real estate investor, I’m ready, willing, and able to guide you through the mortgage process with unparalleled customer service. I’ll take the time to walk you through each step of home financing, answer your questions, and keep you up to date on your loan’s status from application to closing. You’ll see why my clients are customers for life!

Besides originating mortgages, I spend much of my time serving on the board of the Women’s Council of REALTORS® Central Panhandle. When I’m not in the office or volunteering, you’ll often find me at the beach, paddle boarded, or enjoying time with my husband, Alan, 14-year-old son, Chace, and our three dogs, Kevin, Maple, and Kona.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at