Headshot of Thomas Mellett

Thomas Mellett

Branch Manager

NMLS #146418

Address
455 Pennsylvania Avenue, Suite 205
Fort Washington, PA 19034
Contact
Phone
(215) 515-9031 (215) 515-9031
Cell phone
(267) 688-1973 (267) 688-1973
Email
[email protected]
Fax
215-515-9004
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Thomas

I’m celebrating more than 20 years in the mortgage industry. Through all the ups and downs, I’ve managed to grow my business year after year and maintain a very loyal client base. Many of my customers have returned years later, and it’s fun assisting them as they move up in options.

I learned professionalism and salesmanship from my father, who since 1987 has owned the same small used-car dealership. He taught me to provide every client with an experience that’s gratifying enough so that later he could look them in the eye knowing he treated them right. That’s the best business lesson I’ve ever learned, and I apply it every day.

While there are plenty of ways to measure success in home lending, referrals make me stand out in a very crowded field. So much of my success comes from word-of-mouth references originating from previous clients and business partners.

My leisure time is dedicated to supporting local sports, dog rescue, and the world of fast cars and motorcycles. Throughout the years, my family has fostered and rescued numerous dogs. We’re currently loving our fourth rescue dog, Diesel. I’m the oldest of seven kids from Northwest Philadelphia and am a proud alumnus of Bishop McDevitt High School and Penn State.

I feel fortunate to have helped thousands of homeowners, and I feel like it’s just the beginning. In a time when homes fly off the market, my accessibility is the most valuable tool I can give my clients. I often use the phrase “this is what you hired me for” when a customer thanks me for working through the evening or on weekends. It still amazes me when they’re taken aback after I say it. But that’s really what this is all about – being there for you. It feels good knowing my work ethic and availability equal the difference you need to get your most desired mortgage outcome.

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Blog

Recent Posts and Articles

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • A couple reading an email from their realtor about their offer

    Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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Send me a message below or give me a call at (215) 515-9031