Headshot of Thomas Mellett

Thomas Mellett

Branch Manager

NMLS #146418

500 Office Center Drive, Suite 400, Office 4104
Fort Washington, PA 19034
(215) 515-9031 (215) 515-9031
Cell phone
(267) 688-1973 (267) 688-1973
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Thomas

I’m celebrating more than 20 years in the mortgage industry. Through all the ups and downs, I’ve managed to grow my business year after year and maintain a very loyal client base. Many of my customers have returned years later, and it’s fun assisting them as they move up in options.

I learned professionalism and salesmanship from my father, who since 1987 has owned the same small used-car dealership. He taught me to provide every client with an experience that’s gratifying enough so that later he could look them in the eye knowing he treated them right. That’s the best business lesson I’ve ever learned, and I apply it every day.

While there are plenty of ways to measure success in home lending, referrals make me stand out in a very crowded field. So much of my success comes from word-of-mouth references originating from previous clients and business partners.

My leisure time is dedicated to supporting local sports, dog rescue, and the world of fast cars and motorcycles. Throughout the years, my family has fostered and rescued numerous dogs. We’re currently loving our fourth rescue dog, Diesel. I’m the oldest of seven kids from Northwest Philadelphia and am a proud alumnus of Bishop McDevitt High School and Penn State.

I feel fortunate to have helped thousands of homeowners, and I feel like it’s just the beginning. In a time when homes fly off the market, my accessibility is the most valuable tool I can give my clients. I often use the phrase “this is what you hired me for” when a customer thanks me for working through the evening or on weekends. It still amazes me when they’re taken aback after I say it. But that’s really what this is all about – being there for you. It feels good knowing my work ethic and availability equal the difference you need to get your most desired mortgage outcome.

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Recent Posts and Articles

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    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

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    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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