Headshot of Joseph P Ferraro

Joseph P Ferraro

VP of Affinity Lending

Hauppauge, NY Mortgage Lender

NMLS #1443543

100 Motor Parkway, Suite 112
Hauppauge, NY 11788
Contact Methods
tel Phone
mobile Mobile
(631) 767-9073
fax Fax


About Joseph P

There is nothing more rewarding, and nothing that brings me greater joy, than being able to have a personal impact on the largest financial transaction of my clients’ lives. Whether purchasing a new home, refinancing to lower mortgage payments, or supporting home renovation dreams, I’m here to help you successfully achieve your goals.

As your trusted loan consultant, I will guide you through the home financing process and support you from pre-approval to closing. With a wide array of mortgage products to offer, I can provide you with the home loan best suited to your needs.

Our state-of-the-art technology allows your new mortgage to flow smoothly through our process. You will receive continuous updates throughout the loan process so you will know exactly what is happening at every stage of the loan process. My website is also a useful resource for you throughout your home financing. You’ll find many tools to make your experience smooth and stress free.

I appreciate your business and look forward to working with you!


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • VA Loans

Quick Contact Form

Send me a message below or give me a call at 631-619-3915

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.