Headshot of Rick Yniguez

Rick Yniguez

Loan Officer

Honolulu, HI Mortgage Lender

NMLS #1823240

3555 Harding Ave, Suite 100
Honolulu, HI 96816
Contact Methods
tel Phone
(808) 462-7318
mobile Mobile
(808) 462-7318
fax Fax


About Rick

I can guide your homebuying dreams! As a past leader in the military, I have mastered the ability to make accurate, timely and practical decisions regarding the lives of those I come in contact with. I carried these traits into the mortgage world and devoted myself to be a positive impact on both the homebuyers I serve for and the Realtor Teammates I support.

I came into the mortgage profession in 2019 after serving 23 years of active service to the United States Army as a Combat Infantryman and Military Police Senior Noncommissioned Officer. I operated in several strategic occupational environments including three combat tours to Afghanistan and Iraq. I earned a master's degree in Business Administration with a concentration in Quality Management in addition to numerous leadership professional development and operational course completions. I currently resides on Oahu.


  • Purchase and Refinance
  • VA Loans
A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

You answered the call to serve. Now let us take care of you.

The CCM Warrior For Life Program is an outstanding home financing and refinancing incentive created especially for those who have served our country in the Armed Forces.

No extra steps, no storytelling, and no stress. Simply being VA eligible in Hawaii is all that is required for our program. In addition to our knowledge of VA lending and a superior mortgage experience, we offer: Over $2,300 in savings on all VA purchases and over $1,500 in savings on all VA refinances.

Learn More About the WFL Program

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at (808) 462-7318