5341 Old Redwood Highway, Suite 104
Petaluma, CA 94954
(707) 363-3689 (707) 363-3689
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Karen

I am a Spanish/English bilingual mortgage consultant. My love of the Spanish language began at a young age due to Latin roots and resulted in a Bachelor's degree in Spanish, a stint in Hispanic advertising and ultimately led me to mortgage. I have been helping Spanish and English- speaking people to finance the homes of their dreams since 2001. I excel at FHA /VA, conventional, jumbo and down payment assistance programs. And I can easily point someone with credit challenges to the right place to get help. In short, the length of time on the job helps me to assist my clients with every facet of the mortgage process. A few very important things I have learned from life and from my years serving people in the mortgage industry are that listening, putting my client's needs first and being accessible are of utmost importance. Along the way, I have also learned how to balance the convenience of technology with the above-mentioned priorities.

I am a mother of three wonderful daughters, who are all successfully launched adults. I am a California native and have lived in this great state all of my life, enjoying everything from the Southern California beaches and warm weather to the lush Northern California wooded areas and wineries. I love spending time with friends and family and we often hike, dance and exercise together. How can I share my mortgage knowledge, experience and love of California with you to help you to achieve your dreams?


Recent Posts and Articles

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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