Headshot of Joseph Kim

Joseph Kim

Loan Officer

Kerr Team

NMLS #1676483

7065 Westpointe Blvd, Unit 314
Orlando, FL 32835
Contact Methods
tel Phone
(407) 708-3427
fax Fax


About Joseph

I was born in Miami, Florida, moved to South Korea when I was three years old, and returned to the U.S. when I was 10. I graduated from the University of Illinois at Urbana-Champaign with my bachelor’s degree in accounting. After college, I moved to California and worked as a cost accountant for three years.

I was introduced to the mortgage industry by a family member who knew about my passion for the real estate industry. I started as a loan processor, where I learned the ins and outs of home financing.

I am a detail-oriented guy who is great with numbers and can tackle mortgage scenarios from different angles. I specialize in assisting with first-time homebuyers, refinances, investment properties, and second home purchases. I offer a wide range of products from conventional and jumbo to FHA, VA, and renovation loans. I am also fluent in Korean and English.

Together, we will walk through the steps of your home financing journey and find a plan that works best for you. You can reach out to me through phone, text, and email. I am happy to meet up for a coffee or get together at our office to discuss your mortgage in person. My goal is to educate you on your home loan options, find the right fit together, and answer any questions you have along the way. When I am not working, I love playing golf, watching NBA, and watching movies. I would be honored to assist you with your home financing needs.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (407) 708-3427