Headshot of Jeffrey T Smith

Jeffrey T Smith

Sr. Mortgage Advisor

Marin County Mortgage Lender

NMLS #237059

1177 Magnolia Avenue, Suite 1
Larkspur, CA 94939
cellphone Cell phone
(415) 846-4422
fax Fax


About Jeff

Jeff Smith knows that getting the best mortgage options for his clients is critically important, but helping people chose the best option can be invaluable. With 20+ years in the mortgage and real estate finance industry, Jeff starts with understanding his clients’ financial goals. After determining your mortgage qualifying options, he will help you assess the impact of your decisions against your objectives. Are you buying too much or too little home? What is the impact on your personal balance sheet? Will this help or hinder your ability to pay for your kids’ college education, take vacations, consider retirement, or care financially for your parents? Jeff has the expertise to assist you with all these very significant questions in the pre-approval or refinancing process.

Jeff has consistently been among the top 1,000 mortgage originators in the U.S. over the past two decades. He has an MBA from UC Berkeley’s Haas School of Business, is a Registered Investment Advisor with the SEC, and has the tools and expertise to help his clients make financial decisions inclusive of their real estate and mortgages that helps them reach their financial goals.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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