Headshot of Jeffrey T Smith

Jeffrey T Smith

Sr. Mortgage Advisor

Marin County Mortgage Lender

NMLS #237059

1177 Magnolia Avenue, Suite 1
Larkspur, CA 94939
Contact Methods
mobile Mobile
(415) 846-4422
fax Fax
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.


About Jeffrey T

Jeff Smith knows that getting the best mortgage options for his clients is critically important, but helping people chose the best option can be invaluable. With 20+ years in the mortgage and real estate finance industry, Jeff starts with understanding his clients’ financial goals. After determining your mortgage qualifying options, he will help you assess the impact of your decisions against your objectives. Are you buying too much or too little home? What is the impact on your personal balance sheet? Will this help or hinder your ability to pay for your kids’ college education, take vacations, consider retirement, or care financially for your parents? Jeff has the expertise to assist you with all these very significant questions in the pre-approval or refinancing process.

Jeff has consistently been among the top 1,000 mortgage originators in the U.S. over the past two decades. He has an MBA from UC Berkeley’s Haas School of Business, is a Registered Investment Advisor with the SEC, and has the tools and expertise to help his clients make financial decisions inclusive of their real estate and mortgages that helps them reach their financial goals.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Quick Contact Form

Send me a message below or give me a call at