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Joseph P Ferraro

Sales Manager / Loan Officer

Melville, NY Mortgage Lender

NMLS #1443543

41 Pinelawn Road Suite GL-2
Melville, NY 11747
tel Phone
(631) 619-3915
mobile Mobile
(631) 767-9073
fax Fax


About Joseph

There is nothing more rewarding, and nothing that brings me greater joy, than being able to have a personal impact on the largest financial transaction of my clients’ lives. Whether purchasing a new home, refinancing to lower mortgage payments, or supporting home renovation dreams, I’m here to help you successfully achieve your goals.

As your trusted loan consultant, I will guide you through the home financing process and support you from pre-approval to closing. With a wide array of mortgage products to offer, I can provide you with the home loan best suited to your needs.

Our state-of-the-art technology allows your new mortgage to flow smoothly through our process. You will receive continuous updates throughout the loan process so you will know exactly what is happening at every stage of the loan process. My website is also a useful resource for you throughout your home financing. You’ll find many tools to make your experience smooth and stress free.

I appreciate your business and look forward to working with you!


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • VA Loans

Quick Contact Form

Send me a message below or give me a call at (631) 619-3915

Recent Posts and Articles


People in New York City walking up a multi-level sidewalk structure

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.