Headshot of CJ Lozito

CJ Lozito

Loan Officer

Morganville, NJ Mortgage Lender

NMLS #785430

Adress
500 Campus Drive, Suite 101
Morganville, NJ 07751
Contact Methods
Email
tel Phone
732-945-8119
mobile Mobile
(732) 744-6029
Apply Now
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About CJ

Since joining the mortgage industry in 2004, I’ve utilized my finance background to help clients with their primary homes, secondary homes, or investment properties. Being a good listener, putting your needs first, and analyzing your situation are how I’ll help you find the right mortgage for your goals. We’ll carefully discuss your circumstances and what home loan options, such as conventional, jumbo, FHA, and VA, may fit them. Everyone has unique dreams – which is why I’m dedicated to making yours a reality.

Securing your home doesn’t just mean finding a mortgage. From pre-approval to closing and into the future, I’ll always answer your questions and make sure your home loan continues to meet your changing circumstances. I look forward to starting your home financing journey.

When I’m not in the office, I enjoy spending time with two teenage daughters and two dogs. I’m also a daily gym goer and enjoy learning how to golf.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A renter learning how he can buy his first home

Move on from renting
Move into a home you own

 

I understand buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you're financially ready?

We'll make a plan that fits your budget.

Think iffy credit will hold you back?

I've got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We'll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact Me

Recent Posts and Articles

Blog

  • Couple tours a home during an open house with either a realtor or a real estate agent.
    Published on

    Difference Between Realtor vs. Real Estate Agent

    Learn the difference between a Realtor and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right professional.

  • Couple learns what a loan officer is during meeting with mortgage lender.
    Published on

    What Is A Loan Officer?

    Discover the role of a Loan Officer in your homebuying journey. From pre-approval to finding the right fit a mortgage loan officer is your key to homeownership.

  • Millennial first-time homebuyers move into their new home with dog
    Published on

    Real Estate Trends 2023 – Home Search Process

    How are current buyers searching for homes and how does it differ by generation? Learn more about 2023 real estate trends from this annual NAR report.

  • Couple tours outside of house for sale with their real estate agent.
    Published on

    How To Find A Real Estate Agent

    Choosing a real estate agent: expert tips for buyers & sellers - navigate the process with confidence. Learn to find, interview & evaluate agents effectively.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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