Headshot of Harold Dubin

Harold Dubin

Senior Loan Officer

Norwell, MA Mortgage Lender

NMLS #21366

495 Washington Street, Unit 1
Norwell, MA 02061
Contact Methods
tel Phone
fax Fax
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.


About Harold

Equipped with a degree in business and a love for finance, I got into this profession nearly 20 years ago to help people realize that dreams of homeownership can be within their reach. My career choice was validated when, in 2016, I was recognized by Mortgage Executive Magazine as being in the top 1% of mortgage originators nationwide. Each time I help someone successfully buy a home or refinance an existing loan, I continue to experience a sense of self-satisfaction.

At CrossCountry Mortgage, customer service is our way of life. We provide all clients with an impeccable experience and the most competitive rates and fees. Acting as your trusted advisor, I will offer you highly personalized attention throughout the loan process, from application to approval, through closing and beyond.

Family is most important to me. I live with my wife Sheryl and our standard poodle, Josie O., in Needham, Massachusetts. Our son is off to Austin, Texas, and our daughter lives in Brooklyn, New York. I spend my free time hiking (occasionally getting lost on trails), cycling, dog walking, experimenting with new recipes, and tackling fix-it jobs around the house. During the summer months, my wife and I grow our own vegetables at the community farm in our hometown.

If you are interested in beginning the loan process with a pre-approval — or if you have any questions about hiking, dogs, cycling or cooking up something Thai or Vietnamese — please call me. I look forward to connecting with you via Zoom, phone, fax, email, or socially distanced with masks in-person.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Quick Contact Form

Send me a message below or give me a call at 781-710-7893