Reilly O'Toole

Loan Officer

Reilly O'Toole Team

NMLS #870621

2041 Raybrook Street SE, Suite A
Grand Rapids, MI 49546

[email protected]
tel Phone: (616) 600-7516
cellphone Cell phone: (313) 623-8218
fax Fax: 616-600-7516

Apply Now

After 12 years in the mortgage industry, I deeply value helping homebuyers make wise purchases. I understand the significance of homeownership and thrive on helping my clients achieve their American dream. Whether you’re a first-time homebuyer, looking to move up, refinancing, or investing, I’m dedicated to getting it done.

One of my favorite parts of mortgage lending is building long-term relationships with my clients and partners. That starts with customer care. From our first conversation to closing day, I’ll be laser-focused on delivering superior service every step of the way. You can count on me to listen to your goals and priorities, answer your questions about achieving them, and keep you up-to-date on your mortgage throughout the loan process.

Regardless of your homeownership dream, I offer a variety of loan programs to help you achieve it. I specialize in conventional and jumbo lending while also offering programs to fit more specific circumstances. We’ll discuss the specifics and develop a personalized mortgage plan just for you. I can’t wait to get started!

I’m a native Michigander. Born in Grosse Pointe, I spent 14 years in Chicago, but now reside in East Grand Rapids. In my free time, I enjoy spending time with my wife and three children: Athan, Mairin, and Philip.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Published on May 23, 2022

Is a VA Loan Right for You?

If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.
Published on May 19, 2022

Navigating a Hot Homebuying Market Amid Rising Rates

Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.
Published on Jan 14, 2022

Frosty Fixups: 10 Ways to Winterize Your Home

Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.
Published on Oct 29, 2021

Fall Check Up: Protect Your Home in 10 Steps

Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Reilly O'Toole

Loan Officer

NMLS #870621

2041 Raybrook Street SE, Suite A
Grand Rapids, MI 49546

[email protected]
tel Phone: (616) 600-7516
cellphone Cell phone: (313) 623-8218
fax Fax: 616-600-7516

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Reilly O'Toole