Headshot of Reilly O'Toole

Reilly O'Toole

Loan Officer

Reilly O'Toole Team

NMLS #870621

2041 Raybrook Street SE, Suite A
Grand Rapids, MI 49546
tel Phone
(616) 600-7516
cellphone Cell phone
(313) 623-8218
fax Fax


About Reilly

After 12 years in the mortgage industry, I deeply value helping homebuyers make wise purchases. I understand the significance of homeownership and thrive on helping my clients achieve their American dream. Whether you’re a first-time homebuyer, looking to move up, refinancing, or investing, I’m dedicated to getting it done.

One of my favorite parts of mortgage lending is building long-term relationships with my clients and partners. That starts with customer care. From our first conversation to closing day, I’ll be laser-focused on delivering superior service every step of the way. You can count on me to listen to your goals and priorities, answer your questions about achieving them, and keep you up-to-date on your mortgage throughout the loan process.

Regardless of your homeownership dream, I offer a variety of loan programs to help you achieve it. I specialize in conventional and jumbo lending while also offering programs to fit more specific circumstances. We’ll discuss the specifics and develop a personalized mortgage plan just for you. I can’t wait to get started!

I’m a native Michigander. Born in Grosse Pointe, I spent 14 years in Chicago, but now reside in East Grand Rapids. In my free time, I enjoy spending time with my wife and three children: Athan, Mairin, and Philip.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (616) 600-7516