Headshot of Reina Perkins

Reina Perkins

Sr. Loan Officer

Napa, CA Mortgage Lender

NMLS #856071

Adress
2001 Jefferson Street
Napa, CA 94559
Contact Methods
Email
tel Phone
707-533-4127
mobile Mobile
(707) 318-3774
fax Fax
707-533-4127
Apply Now

About Reina

With 20 years of experience in the lending industry, I have a deep understanding of underwriting guidelines and the knowledge to guide you through your home loan journey. I’ll start by discussing your specific circumstances to find the right program for your particular situation. I’ll provide information on every aspect of the home financing process and each home loan available. Whether you’re a first-time homebuyer or an experienced real estate investor, I can help you find the solution to your home financing needs.

From applying to receiving your keys or completing your refinance, I’ll be there to support you. You’ll receive continuous updates on your loan, and I’ll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way.

No matter if you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Quick Contact Form

Send me a message below or give me a call at 707-533-4127

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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

  • Couple tours a home during an open house with either a realtor or a real estate agent.
    Published on

    Difference Between Realtor vs. Real Estate Agent

    Learn the difference between a Realtor and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right professional.

  • Couple learns what a loan officer is during meeting with mortgage lender.
    Published on

    What Is A Loan Officer?

    Discover the role of a Loan Officer in your homebuying journey. From pre-approval to finding the right fit a mortgage loan officer is your key to homeownership.

  • Millennial first-time homebuyers move into their new home with dog
    Published on

    Real Estate Trends 2023 – Home Search Process

    How are current buyers searching for homes and how does it differ by generation? Learn more about 2023 real estate trends from this annual NAR report.

  • Couple tours outside of house for sale with their real estate agent.
    Published on

    How To Find A Real Estate Agent

    Choosing a real estate agent: expert tips for buyers & sellers - navigate the process with confidence. Learn to find, interview & evaluate agents effectively.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust