Headshot of Mike Johnson

Mike Johnson

Loan Officer

Roseville, CA Mortgage Lender

NMLS #273456

10002 Foothills Blvd, Suite 100
Roseville, CA 95747
Contact Methods
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(916) 804-0083


About Mike

I’ve been in the mortgage industry for over 25 years – most of my adult life! I love helping people attain their dreams of homeownership and meeting their financial goals. Few experiences are more special than walking into your new home, and I want to help you feel that joy.

When you come to me for your home financing, I’ll begin by listening to understand your goals and priorities. We’ll work together to find the right home loan for you. Whether you’re a first-time homebuyer or looking for a jumbo or renovation loan specialist, you can count on me to get it done.

Transparency and communication are key to a positive mortgage experience. I’ll keep you informed throughout your home loan process, answer your questions, and be there to guide you every step of the way. From application to closing and beyond, I look forward to giving you a smooth home financing journey.

When I’m not making homeownership dreams come true, I’m with my family, friends, and my English lab. Many weekends you can find me boating and camping around beautiful Northern California.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
A young couple preparing their ADU for their parents

Specialists in ADUs

There’s a lot of talk about ADUs. You might want a place for an elderly relative to live close to you. You could be looking for extra income from a rental. Maybe you need a quiet office to work from home.

The accessory dwelling unit, or ADU, goes by many names: in-law unit, secondary dwelling unit, granny flat, or carriage house. An ADU can be attached to the house or a stand-alone unit, and has its own kitchen, living area, and a separate entrance. Whatever your plans, you’ll probably need financing. That's where we come in.

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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