Headshot of Alex Cruz

Alex Cruz

Vice President of Lending

Rutherford, NJ Mortgage Lender

NMLS #589200

301 Route 17 North, Suite 501
Rutherford, NJ 07070
Contact Methods
tel Phone
mobile Mobile
(862) 703-6938
fax Fax


About Alex

For over 15 years, I’ve helped my customers achieve their homeownership dreams. From start to finish, I can guide you through the home financing process. We’ll begin by comparing mortgages to determine your options, considering a wide range of programs – including conventional, FHA, VA, and CCM’s Signature Series home loans. Whether you’re a first-time homebuyer, looking to purchase a second home, or are expanding your investment portfolio, we have solutions designed for you.

My team and I are here to make every step of the process as simple as possible. We’ll help you painlessly upload your documents digitally, and I’ll be there to assist and guide you to moving into your home sweet home. I look forward to providing you with outstanding customer service and a personalized home financing experience.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 201-345-5061