Headshot of Amber Garofalo

Amber Garofalo

Branch Manager

The Amber G Team

NMLS #518359


About Amber

Amber Garofalo is proud to offer an extensive background in originating, processing, underwriting, closing and servicing mortgages. This vast experience brings customers the highest level of service from application to beyond the closing.

Amber has been in the industry for over two decades and has helped thousands of families achieve the American dream of homeownership. She is a Certified Mortgage Planning Specialist and helps clients at all stages; first time homebuyers, downsizing clients, and building. CrossCountry Mortgage is licensed in all 50 states, meaning Amber always has a network in place to get you connected.

Amber is able to provide an even more seamless process via the team approach. Tim and Dawson collect documentation to get your file ready for approval. Loan Partners Jean, Jamie and Katie work on everything from contract to close. Sherri assists the team on various marketing projects. Administrative assistant, Lisa, is here to guide the entire team. Clients rave about the team experience – prepare for some fun along the way!

With this vision that teams are better together, The Amber G Team is proud of its numerous mortgage industry accolades. These include: Scotsman Guide Top Producers; MN Monthly Award for Best Mortgage Professionals and MSP Magazine Super Mortgage Professionals; each award standing for several years. Amber is a graduate of The CORE Training, an elite mortgage professionals coaching program. Amber is a member of the CCM NOW (Network of Women) group compromised of top female loan officers in the company, with its goal to motivate one another in reaching new levels of success.

Amber lives in Grant, MN and is married to husband, Joe, with two children, Megan and Gavin. An animal lover having grown up on a farm in Wisconsin, they have two dogs, Simba and Marzi. Fun fact: Amber loves traveling and is a licensed pilot. She has been flying since age 16 and still flies recreationally.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


The American Dream, CNBC, Bloomberg, Travel Channel logos

Financing the American Dream in Minneapolis and St. Paul

Amber is the host of Financing the American dream, a series covering topics related to homeownership in the Minneapolis and St. Paul, Minnesota market. Financing the American Dream airs on CNBC, Bloomberg, the Travel Channel, and Apple TV.

See Past Segments

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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