Headshot of Amber Garofalo

Amber Garofalo

Branch Manager

NMLS #518359

Address
731 E. 7th St., Suite 300
Saint Paul, MN 55106
Contact
Phone
(651) 300-9411 (651) 300-9411
Email
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans
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Awards

Scotsman Top Originators
Scotsman Top Women Originators
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

MEET YOUR LOAN OFFICER

About Amber

Amber Garofalo is proud to offer an extensive background in originating, processing, underwriting, closing and servicing mortgages. This vast experience brings customers the highest level of service from application to beyond the closing.

Amber has been in the industry for over two decades and has helped thousands of families achieve the American dream of homeownership. She is a Certified Mortgage Planning Specialist and helps clients at all stages; first time homebuyers, downsizing clients, and building. CrossCountry Mortgage is licensed in all 50 states, meaning Amber always has a network in place to get you connected.

Amber is able to provide an even more seamless process via the team approach. Tim and Dawson collect documentation to get your file ready for approval. Loan Partners Jean, Jamie and Katie work on everything from contract to close. Sherri assists the team on various marketing projects. Administrative assistant, Lisa, is here to guide the entire team. Clients rave about the team experience – prepare for some fun along the way!

With this vision that teams are better together, The Amber G Team is proud of its numerous mortgage industry accolades. These include: Scotsman Guide Top Producers; MN Monthly Award for Best Mortgage Professionals and MSP Magazine Super Mortgage Professionals; each award standing for several years. Amber is a graduate of The CORE Training, an elite mortgage professionals coaching program. Amber is a member of the CCM NOW (Network of Women) group compromised of top female loan officers in the company, with its goal to motivate one another in reaching new levels of success.

Amber lives in Grant, MN and is married to husband, Joe, with two children, Megan and Gavin. An animal lover having grown up on a farm in Wisconsin, they have two dogs, Simba and Marzi. Fun fact: Amber loves traveling and is a licensed pilot. She has been flying since age 16 and still flies recreationally.

Blog

Recent Posts and Articles

  • Published on
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    How to Get a Mortgage Post-COVID After Employment Changes

    One of the more significant changes that came out of COVID that we are seeing in the mortgage marketplace is that so many clients have moved from a standard job to self-employed type of work. Come learn how to navigate through these changes. 
  • Published on
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    4 Reasons Why a Housing Market Crash Isn’t Coming

    It’s springtime and the real estate market has been red hot! If you're selling your home or are a homeowner tracking your home's value, you've likely been really happy this year. If you're a homebuyer, you probably haven't been as happy.
     
  • new construction home in Park Place Village
    Published on
    read

    Park Place Village: New Executive Development in Hudson, WI

    We could not be more excited to introduce you to Park Place Village, a brand new executive development for the community of beautiful Hudson, Wisconsin. Built by Divine Custom Homes as their first exclusive Hudson development, this esteemed builder is is known for exceeding the industry minimums in quality and efficiency.

  • Published on
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    Give Them a Helping Hand

    As college tuition continues to rise along with housing costs and rents, I’m surprised more parents don’t consider utilizing homeownership to help offset the overall costs. Did you know that if you have students attending college, or even if you have elderly parents, you can buy a home for them and it can be treated as a primary residence? 

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

I would highly recommend the Amber G Team to anyone purchasing a home. Everyone works together and knew exactly what was going on at all stages of the process. As a first time home buyer this was very comforting. The team was informative and made every step along the way simple.

Eric D.

Amber's Team was amazing throughout the entire process. From the moment I'met them all the way until my closing date, I was very comfortable, especially as a first time home buyer. They made the experience stress free, easy, and fun. I would recommend them to anyone!

Derek O.

Amber and her team have been AMAZING through this whole process. We are first time home buyers and had absolutely no clue what to expect. Each member of the team made us feel knowledgeable and capable throughout each conversation. Not only that, but the team was so on top of paper work and communication that we were cleared to close over a week before our scheduled date. Could NOT recommend these guys enough!!!

Rhona T.

GALLERY

Inspiration for your home loan journey.

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

Meet Amber Garofalo | CrossCountry Mortgage

Amber and her team are here to find a custom solution for your specific situation and help you meet all of your short- and long-term financial goals! Contact her to learn how to get started.

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Quick Contact Form

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