Headshot of Rachel Willis

Rachel Willis

Loan Officer

San Antonio, TX Mortgage Lender

NMLS #1844650

10401 Interstate 10 West, Suites 200, 201 & 231
San Antonio, TX 78230
Contact Methods
tel Phone
mobile Mobile
(808) 295-9681
fax Fax


About Rachel

I was born and raised in the beautiful state of Hawaii, and my career in the mortgage industry has spanned over two decades, starting in 2000. Over the years, I’ve cultivated a wealth of knowledge and expertise in home financing, which has allowed me to educate and assist countless homeowners, real estate professionals, and loan officers across the nation. I earned my reputation as a trusted authority on all matters related to home loans. My passion for homeownership is unwavering and I’m thrilled to extend my expertise to help homebuyers, especially those venturing into the market for the first time, take the next crucial step in their homebuying journey.

During our personalized one-on-one meetings, we’ll delve into your goals and objectives to identify the ideal home loan to meet your goals. Together, we’ll explore various mortgage products including VA, USDA (my top two favorite programs!), FHA, and conventional loans to pinpoint the one that brings you closer to your dream of homeownership.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 808-465-2920