Headshot of Ben Lerner

Ben Lerner

Branch Manager

San Luis Obispo, CA Mortgage Lender

NMLS #395723

895 Pismo Street
San Luis Obispo, CA 93401
Contact Methods
tel Phone
(805) 250-2402
mobile Mobile
(805) 441-9486


About Ben

When you choose to work with me and my dedicated team, we will smoothly guide you through your home financing journey. By listening to your specific home financing needs and goals, together we can confidently find the best home loan to fit your circumstances.

Whether you are a first-time homebuyer, purchasing your dream home or seeking to refinance, my team will walk you through each step of the loan process and we will ensure the process is understood. Our knowledge and experience allow us to quickly assist in determining which type of loan program may best assist you in accomplishing your goals.

My team and I treat you as part of our ever-growing family of financially sound friends. We’re backed with the experience to deliver a customized loan experience, and I’d be honored to be by your side as a valued resource for you and your family.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (805) 250-2402