Headshot of Christian  Gardner

Christian Gardner

Loan Officer

Office Phone:
[email protected]

CrossCountry Mortgage
5601 Mariner St. Suite 101
Tampa, FL 33609


About Christian

Christian has a broad set of problem-solving skills. Along with a Finance Degree from USF, Christian studied political science at Cambridge's Selwyn College, worked for an attorney as a forensic accountant, and commercially fished offshore, just to name a few! All of those backgrounds serve him well in the mortgage industry. He is certified and federally licensed to work on any loan including VA, FHA, Conventional, Bank Statement, Foreign National, and even HECM for purchase loans, as well as many others! Christian is certainly better at pulling your loan through the system rather than waiting for something good to happen.

Cross Country Mortgage offers the support and capacity to ensure timely closings, concierge service, and constant communication through, and well after the loan has been closed. Choosing him will guarantee that all stones will be over-turned...Please think of him as a resource. It is important to Christian that you are more educated because of the process, not in spite of it, to obtain a much better understanding of the Post-Recession Mortgage World. He wants to be your loan officer for life!

When working with you, he will ensure you get the most efficient and seamless service possible, while making your home purchase experience both stress free and positive. With years of experience helping home buyers with their financing needs, his passion has always been putting clients first, listening to your financial goals and providing guidance and support through every step of the loan process.


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.