Headshot of Gary Opalewski

Gary Opalewski

Loan Officer

Tampa, FL Mortgage Lender

NMLS #256268

5601 Mariner St. Suite 101
Tampa, FL 33609
Contact Methods
tel Phone
(813) 333-9853
fax Fax


About Gary

A dedicated Home Lending Specialist with over 25-years' experience, Gary has been highly successful in building a reputation for being trustworthy and accomplished within the mortgage industry. Gary has assisted hundreds of families in achieving their dream of home ownership. A standout and true professional in the highly competitive lender market, and well-respected member of the Florida Mortgage Professionals and National Association of Mortgage Bankers.

Gary's career is championing the First Time Homebuyer and takes pride in his knowledge and expertise and passionately applies that knowledge to homebuyers seeking to purchase their home. He ensures each client receives top-tier service and personally oversees every detail of the process to ensure they navigate smoothly though the complex mortgage process. His goal is to always paint a clear picture for his clients of what to expect, and to communicate transparently and promptly. Gary's insider knowledge with all major banks and lenders and wealth of network connections is a key in supporting any real estate transaction.

Gary enjoys spending his leisure time boating on the beautiful waters of Tampa Bay with his wife of 33 years Judy, and Lucy their four-legged companion.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
The kitchen of a new homeowner

Buying now means saving later


Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (813) 333-9853