Headshot of Jen Martinez

Jen Martinez

VP of Mortgage Lending

NMLS #173516

3502 Henderson Blvd, Suite 300 Office# 3-17
Tampa, FL 33609
Cell phone
(813) 480-4747 (813) 480-4747
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Construction Loans
Construction Loans
First Time Homebuyers
First Time Homebuyers
Jumbo Loans
Jumbo Loans
Referral Partners
Referral Partners
Renovation Loans
Renovation Loans



About Jen

During my 20-year career that has taken me from the Midwest to Tampa and several points in between, I have gained a unique variety of mortgage lending experience. This wealth of knowledge is exactly why my clients always receive the best home financing solution for their specific situation.

As a top producer, I’m dedicated to growing my business here in Florida by putting my clients first, meeting all of their lending expectations, and providing an absolutely positive experience. I specialize in conventional and jumbo purchase transactions, refinances, and loans for foreclosure properties.

When you choose me as your lender, you are my number-one priority. Service and communication are everything. It’s important that you trust me and my team, and we earn your confidence in us by providing consistency throughout your mortgage process and delivering the desired result at closing.

When I’m not working, running, or hiking, I enjoy volunteering, and traveling.


Recent Posts and Articles

  • Homeowners packing up their kitchen to prepare for their move

    Homebuying in 2021

    Finding a house on the market that is still available is HUGE. If the last few years have taught us anything, it’s that we are in the ultimate sellers’ market. According to the Keeping Current Matters, “The National Association of Realtors (NAR) notes homes are getting an average of 4.8 offers per sale, and that number keeps rising. Why? It’s because there are so few houses for sale.”

  • A home staged for viewing by potential homebuyers

    Quick and Easy Steps to Maximize the Sale of Your House

    Homeowners ready to make a move are in a fantastic position to sell today. Inventory is still low and driving up that buyer competition. So, as you make your home more appealing to the masses, here are some tips to sell your home more quickly and (hopefully) way above asking!

  • A first time homebuyer looking at her finances to see where to start saving for a down payment

    Saving for a Down Payment

    It’s often thought that one cannot afford a home because the mortgage will be higher than rent. Then some digging happens, and many people realize that affording a mortgage is obtainable but now a new problem is faced – a down payment. The process to save for a down payment may be quicker and easier than you think.

  • A realtor on the phone with a client

    Is 2021 the new 2008 housing bubble?

    Home prices are escalating still, prompting some buyers and sellers to be cautious of their future plans in real estate. Upon compiling research and consulting within the industry, here are a few factors that suggest that we are not in a housing bubble and how to calm your clients’ fears.

Family kicking a soccer ball in their backyard

With the Jen Martinez Team, your future is our focus.

Buying a home is a major investment — not only in a new house, but in a new life. I treat every transaction as if I’m trying to secure a mortgage for myself. Through all of the financing I’ve provided for borrowers in my career, I’ve gained essential knowledge of what works and what doesn’t.

This business is my heart. I genuinely care about each one of my borrowers. I recognize that purchasing a home is a big deal and I am dedicated to being an advocate on your behalf throughout the entire loan process. That’s why if you’re stressed, I’m stressed until I do everything necessary to course correct – it’s how I operate.

You can trust that together, we’ll make this one of the best financial experiences you’ve ever had. You’ll receive thorough communication every step of the way, and when it’s all said and done, you will feel confident that investing in your home was the right choice.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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