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Victoria Dowling

Vice President of Renovation Lending

Team Renovation

NMLS #153889

415 Congress Street #202
Portland, ME 04101
tel Phone
(401) 301-8674


About Victoria

Victoria Dowling is a Portland Maine based sales manager who has been originating loans for the last 14 years specializing in renovation financing for the last 12.

Victoria grew up in Rhode Island where she studied at Providence College receiving her bachelor's degree and shortly after graduation, began as a loan officer. She started working primarily with first time buyers and developed a passion for finding down payment assistance and closing cost grants to help her customers realize their dream of home ownership. Early in her career, this led to her renovation financing.

With the low down-payment and option to borrow funds to both purchase and renovate, 203k and homestyle loans seemed like the perfect fit. As she expanded her territory from RI to include MA, ME, NH, CT and VT it became apparent to her that renovation financing could help more than just first time buyers. As she grew her business she continued to narrow her focus to renovation financing and helping those with a passion for fixer uppers.

Today, Victoria is the National Renovation Sales Manager at CrossCountry Mortgage and is working to grow and develop fha 203k and homestyle market share across all states.

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  • Renovation Loans
  • Purchase
  • Refinance Loans

Recent Posts and Articles


First time homebuyers painting their home financed with a rehabilitation loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at (401) 301-8674