Victoria Dowling

Vice President of Renovation Lending

NMLS #153889

415 Congress Street #202
Portland, ME 04101
(401) 301-8674 (401) 301-8674
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Victoria

Victoria Dowling is a Portland Maine based sales manager who has been originating loans for the last 14 years specializing in renovation financing for the last 12.

Victoria grew up in Rhode Island where she studied at Providence College receiving her bachelor's degree and shortly after graduation, began as a loan officer. She started working primarily with first time buyers and developed a passion for finding down payment assistance and closing cost grants to help her customers realize their dream of home ownership. Early in her career, this led to her renovation financing.

With the low down-payment and option to borrow funds to both purchase and renovate, 203k and homestyle loans seemed like the perfect fit. As she expanded her territory from RI to include MA, ME, NH, CT and VT it became apparent to her that renovation financing could help more than just first time buyers. As she grew her business she continued to narrow her focus to renovation financing and helping those with a passion for fixer uppers.

Today, Victoria is the National Renovation Sales Manager at CrossCountry Mortgage and is working to grow and develop fha 203k and homestyle market share across all states.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

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