Headshot of Scott Elmerick

Scott Elmerick

Loan Advisor

Templeton, CA Mortgage Lender

NMLS #742366

Adress
520 S Main Street, Suite C
Templeton, CA 93465
Contact Methods
Email
mobile Mobile
(805) 550-1339
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Scott

I’m a senior home loan consultant who’s spent over 18 years helping first-time homebuyers, investors, and everyone in between. My passion lies in not only helping my clients obtain financial freedom but continuing my financial education to give you my best. I truly love what I do and value hard work, integrity, and doing whatever it takes to get it done.

My years of expertise are vital to helping clients secure the home of their dreams. That starts with being your mortgage coach on market conditions to ensure you're confident in every detail of your financial game plan. I value clear communication and will always be available to answer your questions. From application to closing, I look forward to helping you every step of the way.

When I’m not in the office, I’m with my wife and our two kids: seven-year-old Waylon and four-year-old Siena. I love living in Templeton, California, which has a wonderful sense of community. I’m proud to sponsor my kid’s sports leagues and local community events. In my downtime, you can find me camping, being involved in my children’s sports, and enjoying barbeques with family and friends.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • A blue house that was purchased out of state with out-of-state loan financing.
    Published on

    How to Buy a House Out of State

    From researching the housing market in another state, to out-of-state loan financing, and long-distance moving, discover the strategies for a smooth long-distance home buying experience.

  • Couple signing closing cost paperwork with a loan officer.
    Published on

    Who Pays Closing Costs?

    Curious about who bears the financial burden of closing costs? Dive into our comprehensive article exploring the parties responsible and the factors that contribute to who is responsible for this crucial aspect of the mortgage process.

  • Couple outside renovating and remodeling their deck space.
    Published on

    Renovation vs. Remodel

    Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed decision for your home transformation. 

  • Man renovates home after securing an FHA 203K loan.
    Published on

    What is an FHA 203K Loan?

    Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers into dream homes.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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