Headshot of Scott Elmerick

Scott Elmerick

Loan Advisor

Templeton, CA Mortgage Lender

NMLS #742366

520 S Main Street, Suite C
Templeton, CA 93465
Contact Methods
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(805) 550-1339


About Scott

I’m a senior home loan consultant who’s spent over 18 years helping first-time homebuyers, investors, and everyone in between. My passion lies in not only helping my clients obtain financial freedom but continuing my financial education to give you my best. I truly love what I do and value hard work, integrity, and doing whatever it takes to get it done.

My years of expertise are vital to helping clients secure the home of their dreams. That starts with being your mortgage coach on market conditions to ensure you're confident in every detail of your financial game plan. I value clear communication and will always be available to answer your questions. From application to closing, I look forward to helping you every step of the way.

When I’m not in the office, I’m with my wife and our two kids: seven-year-old Waylon and four-year-old Siena. I love living in Templeton, California, which has a wonderful sense of community. I’m proud to sponsor my kid’s sports leagues and local community events. In my downtime, you can find me camping, being involved in my children’s sports, and enjoying barbeques with family and friends.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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