Headshot of Gary Grewal

Gary Grewal

Loan Officer

The Grewal Team

NMLS #1370887

4900 California Avenue, Suite 310A
Bakersfield, CA 93309
Contact Methods
tel Phone
(661) 320-4721
mobile Mobile
(661) 586-2905


About Gary

Growing up in Punjab, Northern India, I understand the value of hard work and a quality education. I’ve used both to build a better life for my family, and now, they allow me to assist other families in achieving their homebuying goals. I first started on this path in 2016 after a Realtor® partner introduced me to the industry, and I quickly discovered that I love helping people either buy or build their dream home.

I treat every client as if they are an extension of my family and I make two promises to them. First, I will provide different loan options, allowing them to make an educated decision on what is best for their unique circumstances. Second, if they currently don’t qualify for a loan, we will assess what is standing in the way of their goal, and I will give them the guidance they need to get started on the road to homeownership.

My idea of success is waking up every morning and giving 110% to everything I do. Integrity and communication are the cornerstones of my business model. I follow through on every promise I make, and my team and I strive to always close on time. Communication is vital, and we consistently and clearly communicate with each family we work with, ensuring they understand the home loan process. By assessing their needs, we can create a personalized and productive experience from beginning to end.

My commitment to homeownership extends beyond my career as a loan officer, and my dream is to work with local nonprofits to combat homelessness in the future. I firmly believe everyone deserves a comfortable, safe place to raise their family and create healthier communities in Bakersfield.

In my free time I golf, go for hikes, read books, and spend quality time with my family.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (661) 320-4721