Headshot of Linda Zaiss

Linda Zaiss

Sr. Loan Advisor

The Linda Zaiss Team

NMLS #8991

Adress
2001 Jefferson Street
Napa, CA 94559
Contact Methods
Email
tel Phone
(707) 781-8919
mobile Mobile
(925) 918-0007
fax Fax
707-353-5193
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Linda

After years in high tech sales, I found my niche once I entered the mortgage industry in 1998. I love structuring files and working to get my clients the best loan options for their individual situations. Every file is unique, and I personalize the process for each client.

No matter if this is your first mortgage or your ninth, you are my priority. I’ll begin by listening to your homeownership goals and answering your questions about how to achieve them. We will discuss the steps involved in home financing, making clear what happens from application to closing. I will provide updates and respond to your questions, and we’ll walk together every step of the way.

Whether you want to buy a home, refinance, or renovate, I offer a variety of loan programs to fit your goals. From conventional and jumbo to FHA and VA, we will discuss specifics and create a mortgage experience to fit your needs. I can’t wait to get started on your home financing journey.

My goals are to provide exceptional customer service, be available throughout the process to answer questions, and earn my clients’ trust. I love the fact that I can work all over the state of California, and be part of a company that can provide loans across the country.

Personally, I love spending time with my kids and grandkids, travel, working out, painting, animals, and laughing….

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Couple reading documents
    Published on

    What Are Closing Costs?

    What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations. 

  • Published on

    What is a Loan Contingency?

    A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. Here is everything you need to know about a loan contingency and why it may be a good idea to include them in a home purchase agreement.  

  • A woman reading on a laptop
    Published on

    What is an Assumable Mortgage Loan?

    Different kinds of mortgages offer distinct sets of pros and cons to the prospective homebuyer. For a new homebuyer, there is one financial option you may not know exists — an assumable mortgage. Learn the ins and outs of an assumable loan so you can determine whether it is the right mortgage product for your homebuying needs.

  • Veteran father and his son
    Published on

    What are the Benefits of a VA Loan?

    If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you receive from a VA loan. Keep reading to explore the additional home loan benefits of VA loans.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at (707) 781-8919

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consenting to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.