Headshot of Scott Dunning

Scott Dunning

Senior Loan Officer

The Scott Dunning Team

NMLS #101361

14405 Justice Road
Midlothian, VA 23113
Contact Methods
tel Phone
(804) 419-3078
mobile Mobile
(804) 310-1452
fax Fax


About Scott

When you’re buying, building, or refinancing a home, you need someone who knows mortgage programs to watch out for your best interests. My team and I will be there for you from start to finish.

I’ve been in the mortgage industry since 2003, learning and mastering different aspects of an always-changing business. I understand the home loan process from the inside and have the experience to inform you about your mortgage choices. Whether you are seeking advice on loan size, looking for the best way to finance your project, or searching for low interest rates, I’m here for you.

I lead the Scott Dunning Team, where we work together to give you the superior mortgage experience you deserve. We are proud to have earned a reputation for putting our customers first. We are responsive, friendly, knowledgeable, and helpful. No matter how large or small a loan you are looking for, you are our priority!


  • Purchase and Refinance

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (804) 419-3078